Terms of Service
These terms are an agreement between you and Stockingfinity (a business being registered with the Corporate Affairs Commission of Nigeria; referred to as “Stockingfinity”, “we” or “us”). By creating an account you agree to them. If you do not agree, do not use Stockingfinity.
1. What Stockingfinity is
Stockingfinity is an educational service. It offers short lessons about how stock markets work and a practice portfolio that uses virtual money and simulated companies and prices. No real securities are bought or sold, and no real money is deposited, held or paid out.
2. What Stockingfinity is not
We are not a broker, dealer, investment adviser, fund manager or bank, and we are not registered with the Securities and Exchange Commission, Nigeria or any other regulator as such. Nothing in the app is investment, financial, tax or legal advice, or a recommendation to buy, sell or hold any security. Practice results do not predict real-world results.
2a. Using Stockingfinity in your country
You can use Stockingfinity from anywhere it's lawful to do so. Nothing in the app is an offer, solicitation or recommendation to buy or sell securities in any country. Country-specific lessons are general education and may not reflect the latest rules; always check with your local regulator before investing.
3. Eligibility and your account
You must be at least 18. Give accurate information, keep your password secure and tell us if you suspect unauthorised use. One account per person.
4. Acceptable use
Do not misuse the service: no attempts to break, overload or reverse-engineer it, no automated scraping, no impersonation, and no unlawful use.
5. Our content
The app, lessons, design and brand belong to Stockingfinity. You may use them for your personal, non-commercial learning.
6. Early-access and changes
This is an early (soft-launch) version. Features may change, pause or be removed, and practice data may be reset. Any future real-money investing feature will be offered only through a licensed partner, on separate terms you must accept first.
7. Disclaimers
The service is provided “as is” and “as available”. Lesson content is general information and may be incomplete or out of date. See our Risk Disclaimer.
8. Limitation of liability
To the fullest extent permitted by law, Stockingfinity is not liable for any indirect or consequential loss, or for any decision you make about real investments, including decisions influenced by the app. Nothing in these terms limits liability that cannot be limited under Nigerian law.
9. Ending your account
You can delete your account at any time by emailing us. We may suspend accounts that breach these terms.
10. Governing law
These terms are governed by the laws of the Federal Republic of Nigeria, and the courts of Lagos State have jurisdiction, without affecting any mandatory consumer rights you have where you live.